North Carolina State University
2012 Incoming Freshmen Survey:
Gender and Racial/Ethnic Comparisons Comparisons
Paying for College
This document reports gender and racial/ethnic differences in how respondents say they plan to pay for college-related expenses, their experiences with the financial aid process, and what types of financial aid they are receiving. For information about the survey and analysis methods see "2012 Incoming Freshmen Survey: Introduction, Methods, and Student Demographic Profile". Exact question wording is available on the web or by clicking on the "Q" next to the table heading.
Sources to Cover Educational Expenses | Financial Aid | Satisfaction with Financial Aid Process
| Family resources (parents, relatives, spouce, etc.) | NCSU | Men | Women | Asian Amer |
Black / Afr Amer |
Hispanic |
White |
Other / Unknown |
|---|---|---|---|---|---|---|---|---|
| None | 9.2% | 9.3% | 9.2% | 10.6% | 19.5% | 14.9% | 7.2% | 13.3% |
| Less than $1,000 | 12.9% | 12.5% | 13.1% | 11.4% | 24.9% | 21.9% | 11.0% | 13.3% |
| $1,000-$2,999 | 12.3% | 12.2% | 12.4% | 13.8% | 17.2% | 15.8% | 11.5% | 11.5% |
| $3,000-$5,999 | 12.7% | 13.9% | 11.7% | 16.3% | 11.2% | 9.6% | 13.1% | 10.3% |
| $6,000-$9,999 | 13.0% | 12.1% | 13.8% | 15.4% | 9.5% | 8.8% | 14.0% | 9.1% |
| $10,000 or more | 39.9% | 40.0% | 39.8% | 32.5% | 17.8% | 28.9% | 43.3% | 42.4% |
| Total (N) | 2,155 | 983 | 1,172 | 123 | 169 | 114 | 1,584 | 165 |
| My own resources (savings from work, other income) | NCSU | Men | Women | Asian Amer |
Black / Afr Amer |
Hispanic |
White |
Other / Unknown |
|---|---|---|---|---|---|---|---|---|
| None | 29.3% | 27.3% | 31.0% | 32.8% | 35.2% | 39.6% | 26.6% | 38.9% |
| Less than $1,000 | 42.9% | 42.5% | 43.3% | 40.3% | 41.2% | 41.4% | 44.3% | 34.4% |
| $1,000-$2,999 | 19.6% | 21.9% | 17.6% | 20.2% | 16.4% | 10.8% | 20.6% | 19.1% |
| $3,000-$5,999 | 5.2% | 5.2% | 5.1% | 5.0% | 3.6% | 6.3% | 5.4% | 4.5% |
| $6,000-$9,999 | 1.7% | 1.9% | 1.4% | 0.8% | 1.2% | 0.9% | 1.9% | 1.3% |
| $10,000 or more | 1.4% | 1.1% | 1.6% | 0.8% | 2.4% | 0.9% | 1.3% | 1.9% |
| Total (N) | 2,045 | 934 | 1,111 | 119 | 165 | 111 | 1,493 | 157 |
| Aid that does not need to be repaid (grants, scholarships, military funding, etc.) | NCSU | Men | Women | Asian Amer |
Black / Afr Amer |
Hispanic |
White |
Other / Unknown |
|---|---|---|---|---|---|---|---|---|
| None | 27.6% | 30.0% | 25.5% | 26.1% | 13.0% | 18.9% | 29.6% | 30.4% |
| Less than $1,000 | 7.9% | 8.2% | 7.7% | 6.7% | 5.3% | 7.2% | 8.1% | 10.1% |
| $1,000-$2,999 | 17.5% | 17.7% | 17.5% | 11.8% | 13.6% | 12.6% | 19.4% | 12.0% |
| $3,000-$5,999 | 13.4% | 12.5% | 14.2% | 14.3% | 13.6% | 10.8% | 13.7% | 11.4% |
| $6,000-$9,999 | 9.5% | 9.4% | 9.6% | 12.6% | 16.6% | 11.7% | 8.7% | 6.3% |
| $10,000 or more | 24.1% | 22.2% | 25.6% | 28.6% | 37.9% | 38.7% | 20.5% | 29.7% |
| Total (N) | 2,086 | 963 | 1,123 | 119 | 169 | 111 | 1,529 | 158 |
| Aid that must be repaid (loans, etc.) | NCSU | Men | Women | Asian Amer |
Black / Afr Amer |
Hispanic |
White |
Other / Unknown |
|---|---|---|---|---|---|---|---|---|
| None | 46.3% | 47.1% | 45.6% | 50.4% | 28.1% | 46.8% | 46.8% | 57.3% |
| Less than $1,000 | 4.1% | 4.8% | 3.6% | 5.1% | 3.0% | 5.4% | 3.7% | 7.6% |
| $1,000-$2,999 | 10.1% | 10.8% | 9.6% | 9.4% | 18.6% | 9.0% | 9.9% | 5.1% |
| $3,000-$5,999 | 22.8% | 22.3% | 23.2% | 17.9% | 26.3% | 23.4% | 23.1% | 19.1% |
| $6,000-$9,999 | 9.6% | 9.1% | 10.0% | 11.1% | 12.6% | 10.8% | 9.3% | 7.0% |
| $10,000 or more | 7.1% | 5.9% | 8.1% | 6.0% | 11.4% | 4.5% | 7.2% | 3.8% |
| Total (N) | 2,051 | 936 | 1,115 | 117 | 167 | 111 | 1,499 | 157 |
| Other than above | NCSU | Men | Women | Asian Amer |
Black / Afr Amer |
Hispanic |
White |
Other / Unknown |
|---|---|---|---|---|---|---|---|---|
| None | 94.2% | 92.9% | 95.3% | 97.6% | 94.6% | 94.7% | 94.3% | 90.3% |
| Less than $1,000 | 2.6% | 3.9% | 1.5% | 2.4% | 2.7% | 2.7% | 2.4% | 4.0% |
| $1,000-$2,999 | 1.4% | 1.6% | 1.3% | . | 0.9% | 1.3% | 1.3% | 4.0% |
| $3,000-$5,999 | 0.5% | 0.4% | 0.6% | . | 1.8% | . | 0.5% | 0.8% |
| $6,000-$9,999 | 0.6% | 0.6% | 0.6% | . | . | . | 0.8% | 0.8% |
| $10,000 or more | 0.6% | 0.6% | 0.6% | . | . | 1.3% | 0.8% | . |
| Total (N) | 1,455 | 674 | 781 | 82 | 111 | 75 | 1,063 | 124 |
| NCSU | Men | Women | Asian Amer |
Black / Afr Amer |
Hispanic |
White |
Other / Unknown |
|
|---|---|---|---|---|---|---|---|---|
| Yes | 82.6% | 80.6% | 84.3% | 89.0% | 96.0% | 87.0% | 82.3% | 63.0% |
| No | 12.8% | 13.0% | 12.6% | 7.9% | 3.4% | 7.8% | 13.5% | 22.4% |
| Don't know | 4.7% | 6.5% | 3.1% | 3.1% | 0.6% | 5.2% | 4.2% | 14.5% |
| Total (N) | 2,192 | 1,003 | 1,189 | 127 | 175 | 115 | 1,610 | 165 |
| NCSU | Men | Women | Asian Amer |
Black / Afr Amer |
Hispanic |
White |
Other / Unknown |
|
|---|---|---|---|---|---|---|---|---|
| Grants and scholarships | 64.8% | 62.5% | 66.8% | 66.9% | 82.4% | 72.2% | 63.2% | 55.1% |
| Loans | 48.3% | 47.1% | 49.3% | 46.5% | 69.3% | 47.0% | 47.6% | 35.3% |
| Other (VA benefits, ROTC, gifts from family other than parents, etc.) | 13.6% | 13.1% | 14.0% | 5.5% | 18.8% | 17.4% | 13.6% | 12.0% |
| No financial aid at all | 22.6% | 24.4% | 21.1% | 22.8% | 9.7% | 15.7% | 23.6% | 31.7% |
| Total (N) | 2,198 | 1,005 | 1,193 | 127 | 176 | 115 | 1,613 | 167 |
Back to Top Q Satisfaction with financial aid process
| NCSU | Men | Women | Asian Amer |
Black / Afr Amer |
Hispanic |
White |
Other / Unknown |
|
|---|---|---|---|---|---|---|---|---|
| Mean Rating | 3.10 | 3.11 | 3.09 | 3.08 | 3.11 | 3.25 | 3.09 | 3.07 |
| 4: Very satisfied | 29.3% | 28.9% | 29.7% | 27.7% | 34.3% | 37.5% | 28.2% | 29.2% |
| 3: Moderately satisfied | 55.3% | 57.4% | 53.6% | 57.1% | 49.7% | 51.0% | 56.4% | 53.3% |
| 2: Moderately dissatisfied | 11.2% | 9.9% | 12.2% | 10.7% | 8.9% | 10.6% | 11.5% | 12.5% |
| 1: Very dissatisfied | 4.2% | 3.8% | 4.4% | 4.5% | 7.1% | 1.0% | 3.9% | 5.0% |
| Total (N) | 1,806 | 810 | 996 | 112 | 169 | 104 | 1,301 | 120 |
Dr. Nancy Whelchel, Associate Director for Survey Research
Office of Institutional Planning and Research
Box 7002
NCSU
Phone: (919) 515-4184
Email: Nancy_Whelchel@ncsu.edu
Posted: October 2012
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